Should I Go House Hunting During the Holidays?


Are you on the house hunt? Whether you’re just beginning or in the 10th month of searching for your perfect home or land, there’s a popular notion that winter is the time to hunker down and stay inside instead of moving into a new home. So, should you buy a home or wait until next year?

It’s no secret that the holidays at the end of the year are one of the busiest times – inevitably, everyone and every business hits the holiday rush. But with that being said, the intention to sell or buy property presents a good opportunity. While some buyers are becoming busy with holiday distractions, this could mean more time to go after the property you want without the standstill of a bidding war.

Expect Less Competition and More Eager Sellers

According to Michael Coburn, owner and broker of Re/Max Town and Country, “[Y]ou’re going to have a chance where sellers are going to be more apt to give you time to do an inspection.”

A home on the market during the holidays may mean that the seller experienced trouble getting their listing off the market earlier in the year. Toward the end of the year, motivation to sell grows strong for sellers and allows room for buyers to negotiate prices and other contingencies. A better deal could be in the cards for you at this time.

Potential Tax Benefits and Low-Interest Rates

Interest rates fluctuate all the time. According to Fortune Builders, “[H]istorically, interest rates tend to be lower during the holidays. And not due to ‘Yuletide cheer,’ but limited demand (there’s just less financial business being done in late November and December).”

Although there are no guarantees interest rates will go down, you can often find favorable financing due to less active competition.

If lower prices and interest rates are not an option, buyers who purchase homes during the holidays might experience tax benefits. Buyers can itemize deductions, including subtracting points paid upon closing, mortgage interest rates, and property taxes, with added benefits if the purchase is an investment asset.

Keep in mind that tax breaks are not guaranteed, as there is no assurance of lower interest rates either. Depending on many market conditions, your particular financial situation and your tax liability can influence the resolution of your deal.

Talk to a Professional

Shopping for a home or parcel during the holiday season could be an incredible opportunity. However, the most important thing to ask yourself is: Are the time and circumstances right for me?

As a land and lot specialist in Tucson, Arizona, for over three decades, I can guide you on the real estate trends during the holiday season. When it comes to selling or buying land, Buy Tucson Lots can make the process smoother, simpler, and more enjoyable. Contact me, Rick Sack, at 520.918.5477 or email, and I’ll always keep your best interests at heart. Your dream home awaits!


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